ZIP Code 85120 — Apache Junction city, AZ Demographics & Data

ZIP code 85120 covers Apache Junction, AZ in Pinal County with a population of about 29,308.

At a glance, the area shows median age of 57.5 versus a U.S. median of about 38.9.

It sits in telephone area code 480; U.S. House district AZ-5; the PHOENIX (PRESCOTT) media market.

Apache Junction, AZ is tagged as a Tribal Nation community context (place names indicate a tribal nation community). Local search often includes tribal government offices, public safety, and Indian Health Service (IHS) / wellness topics alongside standard ZIP demographics.

Median household income in ZIP 85120 is about $53,921 — about 28% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.4%; unemployment rate near 7.9%; 13.9% of adults with a bachelor’s degree or higher (about 19.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Food services; about 14.6% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $162,900 — about 53% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $842 (about 28% below the U.S. median rent ($1,163)), and owner-occupancy near 82.0% (about 16.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 85120 in Apache Junction, AZ, a household would need roughly $45,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,046. That sits below the local median household income ($53,921), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Apache Junction city, AZ as Relatively Moderate (composite score 93.8), which is among the highest nationally. The strongest component scores on US5 are wildfire (98.0) and flood (96.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Apache Junction city, AZ show little to no average snow and around 10.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 983 for ZIP 85120 (Apache Junction city, AZ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.