ZIP Code 81625 — Craig city, CO Demographics & Data

ZIP code 81625 covers Craig, CO in Moffat County with a population of about 12,242.

At a glance, the area shows median age of 38.3 (near the U.S. median).

It sits in telephone area code 970; U.S. House district CO-3; the DENVER media market.

Median household income in ZIP 81625 is about $73,649 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.6%; unemployment rate near 2.5%; 21.0% of adults with a bachelor’s degree or higher (about 12.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Construction, and Retail trade; about 3.8% of workers reporting work-from-home (about 11.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $266,900 — about 23% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $837 (about 28% below the U.S. median rent ($1,163)), and owner-occupancy near 72.2% (about 6.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 81625 in Craig, CO, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,714. That is roughly in line with the local median household income ($73,649). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Craig city, CO as Very Low (composite score 12.1), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (87.5) and flood (30.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Craig city, CO show little to no average snow and around 14.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 560 for ZIP 81625 (Craig city, CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.