ZIP Code 80428 — undefined, CO Demographics & Data

ZIP code 80428 covers CO in Routt County with a population of about 635.

At a glance, the area shows median age of 39.8 (near the U.S. median).

It sits in telephone area code 970; U.S. House district CO-2; the DENVER media market.

Median household income in ZIP 80428 is about $103,750 — about 38% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 22.7%; unemployment rate near 0.0%; 33.0% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Other services, Arts and entertainment, and Healthcare; about 7.0% of workers reporting work-from-home (about 8.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $723,500 — about 108% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 84.0% (about 18.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 80428 in CO, a household would need roughly $199,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,648. That is about 92% above the local median household income ($103,750), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for CO as Very Low (composite score 33.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (80.5) and flood (57.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for CO show little to no average snow and around 24.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 29 for ZIP 80428 (CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.