ZIP Code 80487 — Steamboat Springs city, CO Demographics & Data

ZIP code 80487 covers Steamboat Springs, CO in Routt County with a population of about 18,378.

At a glance, the area shows median age of 43.6 versus a U.S. median of about 38.9.

It sits in telephone area code 970; U.S. House district CO-2; the DENVER media market.

Median household income in ZIP 80487 is about $106,837 — about 42% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.7%; unemployment rate near 2.6%; 56.7% of adults with a bachelor’s degree or higher (about 23.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Retail trade, and Healthcare; about 20.4% of workers reporting work-from-home (about 5.2 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $915,900 — about 163% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,862 (about 60% above the U.S. median rent ($1,163)), and owner-occupancy near 73.7% (about 8.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 80487 in Steamboat Springs, CO, a household would need roughly $252,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,883. That is about 136% above the local median household income ($106,837), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Steamboat Springs city, CO as Very Low (composite score 33.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (80.5) and flood (57.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Steamboat Springs city, CO show little to no average snow and around 24.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 840 for ZIP 80487 (Steamboat Springs city, CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.