ZIP Code 80734 — Holyoke city, CO Demographics & Data

ZIP code 80734 covers Holyoke, CO in Phillips County with a population of about 2,976.

At a glance, the area shows median age of 38.9 (near the U.S. median).

It sits in telephone area code 970; U.S. House district CO-4; the DENVER media market.

Median household income in ZIP 80734 is about $56,214 — about 25% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 12.4%; unemployment rate near 0.4%; 28.7% of adults with a bachelor’s degree or higher (about 5.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Construction, and Public administration; about 8.4% of workers reporting work-from-home (about 6.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $263,800 — about 24% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $802 (about 31% below the U.S. median rent ($1,163)), and owner-occupancy near 73.3% (about 7.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 80734 in Holyoke, CO, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,695. That is about 30% above the local median household income ($56,214), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Holyoke city, CO as Very Low (composite score 12.3), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (31.5) and flood (8.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Holyoke city, CO show little to no average snow and around 17.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 136 for ZIP 80734 (Holyoke city, CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.