ZIP Code 80721 — Amherst CDP, CO Demographics & Data

ZIP code 80721 covers Amherst, CO in Phillips County with a population of about 285.

At a glance, the area shows median age of 22.5 versus a U.S. median of about 38.9.

It sits in telephone area code 970; U.S. House district CO-4; the DENVER media market.

Median household income in ZIP 80721 is about $100,625 — about 34% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 9.4% of adults with a bachelor’s degree or higher (about 24.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Wholesale trade, and Food services; about 7.3% of workers reporting work-from-home (about 7.9 points below the U.S. share (15.2%)); a mean commute of about 114.0 minutes (U.S. average near 26.8).

Median home value is about $337,100 — about 3% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 72.2% (about 6.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 80721 in Amherst, CO, a household would need roughly $93,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,165. That is roughly in line with the local median household income ($100,625). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Amherst CDP, CO as Very Low (composite score 12.3), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (31.5) and flood (8.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Amherst CDP, CO show little to no average snow and around 17.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 13 for ZIP 80721 (Amherst CDP, CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.