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Holyoke city, CO

ZIP 80734 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 80734

Median Home Value
$263,800
Median Rent
$802
Affordability Snapshot
$73,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,695/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 80734 in Holyoke city, CO, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,695. That is about 30% above the local median household income ($56,214), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
73.3%+12% vs US avg
x
Vacancy Rate
11.9%+16% vs US avg
x
Broadband Access
80.7%-7% vs US avg
x
4+ Bedrooms
10.9%-26% vs US avg
x
Built Pre-1939
4.7%-63% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
12.2%-75% vs US avg
x
Mortgage-Free
46.2%+21% vs US avg
x
$263,800
Home Value
$802
Rent
1968
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.7%
  • 1-unit attached1.7%
  • 2-9 units6.4%
  • 10+ units0.8%
  • Mobile home & other4.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$263,800
Median rent$802
Owner-occupied73.3%
Vacant11.9%
Price-to-income4.7x
Est. income to buy$73,000