ZIP Code 80649 — Orchard CDP, CO Demographics & Data

ZIP code 80649 covers Orchard, CO in Weld County with a population of about 294.

At a glance, the area shows median age of 64.6 versus a U.S. median of about 38.9.

It sits in telephone area code 970; U.S. House district CO-4; the DENVER media market.

Orchard, CO fits a retirement-oriented profile (high share of residents 65+ (46.9%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 6.5%; unemployment rate near 1.4%; 11.4% of adults with a bachelor’s degree or higher (about 22.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Construction; a mean commute of about 145.0 minutes (U.S. average near 26.8).

Median home value is about $541,700 — about 56% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $925 (about 20% below the U.S. median rent ($1,163)), and owner-occupancy near 87.8% (about 22.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 80649 in Orchard, CO, a household would need roughly $149,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,480. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Orchard CDP, CO as Relatively Moderate (composite score 89.2), which is elevated versus much of the country. The strongest component scores on US5 are flood (88.5) and wildfire (87.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Orchard CDP, CO show little to no average snow and around 13.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 13 for ZIP 80649 (Orchard CDP, CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.