ZIP Code 80653 — Jackson Lake CDP, CO Demographics & Data

ZIP code 80653 covers Jackson Lake, CO in Morgan County with a population of about 904.

At a glance, the area shows median age of 41.9 versus a U.S. median of about 38.9.

It sits in telephone area code 970; U.S. House district CO-4; the DENVER media market.

Median household income in ZIP 80653 is about $59,250 — about 21% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.1%; unemployment rate near 1.7%; 16.8% of adults with a bachelor’s degree or higher (about 17.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Healthcare, and Manufacturing; about 15.1% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $343,700 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $775 (about 33% below the U.S. median rent ($1,163)), and owner-occupancy near 71.9% (about 6.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 80653 in Jackson Lake, CO, a household would need roughly $95,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,208. That is about 60% above the local median household income ($59,250), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Jackson Lake CDP, CO as Relatively Low (composite score 51.9), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (65.2) and flood (55.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Jackson Lake CDP, CO show little to no average snow and around 16.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 41 for ZIP 80653 (Jackson Lake CDP, CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.