ZIP Code 80631 — Greeley city, CO Demographics & Data

ZIP code 80631 covers Greeley, CO in Weld County with a population of about 53,920.

At a glance, the area shows median age of 28.9 versus a U.S. median of about 38.9.

It sits in telephone area code 970; U.S. House district CO-8; the DENVER media market.

Greeley, CO sits in a university / college context (near university of northern colorado (2.4 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 80631 is about $52,470 — about 30% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 22.4%; unemployment rate near 7.3%; 18.2% of adults with a bachelor’s degree or higher (about 15.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Retail trade; about 7.1% of workers reporting work-from-home (about 8.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $300,400 — about 14% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,071 (about 8% below the U.S. median rent ($1,163)), and owner-occupancy near 46.6% (about 18.8 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 80631 in Greeley, CO, a household would need roughly $83,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,930. That is about 58% above the local median household income ($52,470), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Greeley city, CO as Relatively Moderate (composite score 89.2), which is elevated versus much of the country. The strongest component scores on US5 are flood (88.5) and wildfire (87.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Greeley city, CO show little to no average snow and around 14.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,464 for ZIP 80631 (Greeley city, CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.