ZIP Code 80467 — Oak Creek town, CO Demographics & Data

ZIP code 80467 covers Oak Creek, CO in Routt County with a population of about 2,411.

At a glance, the area shows median age of 39.1 (near the U.S. median).

It sits in telephone area code 970; U.S. House district CO-2; the DENVER media market.

Median household income in ZIP 80467 is about $101,300 — about 35% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.1%; unemployment rate near 1.8%; 51.4% of adults with a bachelor’s degree or higher (about 17.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Construction, and Retail trade; about 16.1% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $644,400 — about 85% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,164 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 83.5% (about 18.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 80467 in Oak Creek, CO, a household would need roughly $177,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,139. That is about 75% above the local median household income ($101,300), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Oak Creek town, CO as Very Low (composite score 33.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (80.5) and flood (57.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Oak Creek town, CO show little to no average snow and around 16.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 110 for ZIP 80467 (Oak Creek town, CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.