Median home value is about $438,700 — about 26% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,717 (about 48% above the U.S. median rent ($1,163)), and owner-occupancy near 63.8% (about 1.6 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 78665 in Round Rock, TX, a household would need roughly $121,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,818. That is roughly in line with the local median household income ($117,240). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.