ZIP Code 78613 — Cedar Park city, TX Demographics & Data

ZIP code 78613 covers Cedar Park, TX in Williamson County with a population of about 89,162.

At a glance, the area shows median age of 37.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 512, 737; U.S. House district TX-31; the AUSTIN media market.

Cedar Park, TX aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 78613 is about $120,829 — about 61% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.0%; unemployment rate near 4.6%; 55.2% of adults with a bachelor’s degree or higher (about 21.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Retail trade, and Healthcare; about 27.2% of workers reporting work-from-home (about 12.0 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $461,900 — about 33% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,598 (about 37% above the U.S. median rent ($1,163)), and owner-occupancy near 64.8% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 78613 in Cedar Park, TX, a household would need roughly $127,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,967. That is roughly in line with the local median household income ($120,829). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Cedar Park city, TX as Relatively Moderate (composite score 90.1), which is among the highest nationally. The strongest component scores on US5 are flood (91.3) and wildfire (87.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Cedar Park city, TX show little to no average snow and around 37.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 4,206 for ZIP 78613 (Cedar Park city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.