ZIP Code 77401 — Bellaire city, TX Demographics & Data

ZIP code 77401 covers Bellaire, TX in Harris County with a population of about 17,125.

At a glance, the area shows median age of 45.1 versus a U.S. median of about 38.9.

It sits in telephone area codes 281, 346, 713, 832; U.S. House district TX-7; the HOUSTON media market.

Bellaire, TX sits in a university / college context (near vet tech institute of houston (1.7 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 77401 is about $236,037 — about 214% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.6%; unemployment rate near 3.0%; 81.7% of adults with a bachelor’s degree or higher (about 48.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Healthcare, and Education; about 20.4% of workers reporting work-from-home (about 5.3 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $977,600 — about 181% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $2,350 (about 102% above the U.S. median rent ($1,163)), and owner-occupancy near 87.9% (about 22.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 77401 in Bellaire, TX, a household would need roughly $269,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,280. That is roughly in line with the local median household income ($236,037). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Bellaire city, TX as Very High (composite score 99.9), which is among the highest nationally. The strongest component scores on US5 are hurricane (100.0) and flood (100.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Bellaire city, TX show little to no average snow and around 54.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 808 for ZIP 77401 (Bellaire city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.