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Bellaire city, TX

ZIP 77401 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

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Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77401

Median Home Value
$977,600
Median Rent
$2,350
Affordability Snapshot
$269,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,280/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

34.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77401 in Bellaire city, TX, a household would need roughly $269,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,280. That is roughly in line with the local median household income ($236,037). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
87.9%+34% vs US avg
x
Vacancy Rate
7.6%-27% vs US avg
x
Broadband Access
96.6%+11% vs US avg
x
4+ Bedrooms
21.4%+45% vs US avg
x
Built Pre-1939
4.6%-64% vs US avg
x
Built Post-2014
1.8%-74% vs US avg
x
Rent Burden >30%
33.6%-32% vs US avg
x
Mortgage-Free
45.2%+18% vs US avg
x
$977,600
Home Value
$2,350
Rent
1995
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.0%
  • 1-unit attached6.8%
  • 2-9 units1.2%
  • 10+ units2.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$977,600
Median rent$2,350
Owner-occupied87.9%
Vacant7.6%
Price-to-income4.1x
Est. income to buy$269,000