ZIP Code 76259 — Ponder town, TX Demographics & Data

ZIP code 76259 covers Ponder, TX in Denton County with a population of about 5,628.

At a glance, the area shows median age of 37.8 (near the U.S. median).

It sits in telephone area code 940; U.S. House district TX-26; the DALLAS - FT. WORTH media market.

Median household income in ZIP 76259 is about $94,433 — about 26% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.8%; unemployment rate near 0.9%; 30.0% of adults with a bachelor’s degree or higher (about 3.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Manufacturing, and Healthcare; about 8.3% of workers reporting work-from-home (about 6.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $356,600 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,014 (about 13% below the U.S. median rent ($1,163)), and owner-occupancy near 78.0% (about 12.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 76259 in Ponder, TX, a household would need roughly $98,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,291. That is roughly in line with the local median household income ($94,433). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Ponder town, TX as Relatively High (composite score 96.9), which is among the highest nationally. The strongest component scores on US5 are flood (95.7) and wildfire (93.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Ponder town, TX show little to no average snow and around 35.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 265 for ZIP 76259 (Ponder town, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.