ZIP Code 75007 — Carrollton city, TX Demographics & Data

ZIP code 75007 covers Carrollton, TX in Denton County with a population of about 55,050.

At a glance, the area shows median age of 40.1 (near the U.S. median).

It sits in telephone area codes 214, 469, 945, 972; U.S. House district TX-26; the DALLAS - FT. WORTH media market.

Median household income in ZIP 75007 is about $109,692 — about 46% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.2%; unemployment rate near 3.1%; 43.4% of adults with a bachelor’s degree or higher (about 9.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Professional services, and Healthcare; about 20.5% of workers reporting work-from-home (about 5.3 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $360,100 — about 3% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,447 (about 24% above the U.S. median rent ($1,163)), and owner-occupancy near 67.5% (about 2.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 75007 in Carrollton, TX, a household would need roughly $99,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,313. That is roughly in line with the local median household income ($109,692). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Carrollton city, TX as Relatively High (composite score 96.9), which is among the highest nationally. The strongest component scores on US5 are flood (95.7) and wildfire (93.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Carrollton city, TX show little to no average snow and around 41.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,597 for ZIP 75007 (Carrollton city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.