ZIP Code 76205 — Denton city, TX Demographics & Data

ZIP code 76205 covers Denton, TX in Denton County with a population of about 19,651.

At a glance, the area shows median age of 29.4 versus a U.S. median of about 38.9.

It sits in telephone area code 940; U.S. House district TX-13; the DALLAS - FT. WORTH media market.

Denton, TX sits in a university / college context (near university of north texas (1.7 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 76205 is about $65,322 — about 13% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.0%; unemployment rate near 4.8%; 39.0% of adults with a bachelor’s degree or higher (about 5.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Education; about 10.5% of workers reporting work-from-home (about 4.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $307,900 — about 12% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,202 (about 3% above the U.S. median rent ($1,163)), and owner-occupancy near 38.3% (about 27.1 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 76205 in Denton, TX, a household would need roughly $85,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,978. That is about 30% above the local median household income ($65,322), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Denton city, TX as Relatively High (composite score 96.9), which is among the highest nationally. The strongest component scores on US5 are flood (95.7) and wildfire (93.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Denton city, TX show little to no average snow and around 38.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 927 for ZIP 76205 (Denton city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.