ZIP Code 75838 — undefined, TX Demographics & Data

ZIP code 75838 covers TX in Freestone County with a population of about 283.

At a glance, the area shows median age of 65.1 versus a U.S. median of about 38.9.

It sits in telephone area codes 254, 430, 903; U.S. House district TX-17; the DALLAS - FT. WORTH media market.

TX fits a retirement-oriented profile (high share of residents 65+ (55.1%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 75838 is about $37,717 — about 50% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.5%; unemployment rate near 0.0%; 12.5% of adults with a bachelor’s degree or higher (about 21.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Transportation, and Finance and insurance; a mean commute of about 62.0 minutes (U.S. average near 26.8).

Median home value is about $162,500 — about 53% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 62.9% (about 2.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 75838 in TX, a household would need roughly $45,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,044. That is about 19% above the local median household income ($37,717), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for TX as Relatively Low (composite score 56.5), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (71.5) and wildfire (70.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for TX show little to no average snow.

IRS migration statistics show a net inflow of about 13 for ZIP 75838 (TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.