ZIP Code 76687 — Thornton town, TX Demographics & Data

ZIP code 76687 covers Thornton, TX in Limestone County with a population of about 1,875.

At a glance, the area shows median age of 56.6 versus a U.S. median of about 38.9.

It sits in telephone area code 254; U.S. House district TX-17; the WACO - TEMPLE - BRYAN media market.

Thornton, TX fits a retirement-oriented profile (high share of residents 65+ (35.3%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 76687 is about $72,072 — about 4% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.2%; unemployment rate near 4.2%; 26.4% of adults with a bachelor’s degree or higher (about 7.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Wholesale trade, and Mining; about 5.9% of workers reporting work-from-home (about 9.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $256,300 — about 26% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $685 (about 41% below the U.S. median rent ($1,163)), and owner-occupancy near 88.7% (about 23.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 76687 in Thornton, TX, a household would need roughly $71,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,646. That is roughly in line with the local median household income ($72,072). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Thornton town, TX as Relatively Low (composite score 59.3), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (73.2) and hurricane (72.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Thornton town, TX show little to no average snow.

IRS migration statistics show a net inflow of about 88 for ZIP 76687 (Thornton town, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.