ZIP Code 75855 — Oakwood town, TX Demographics & Data

ZIP code 75855 covers Oakwood, TX in Leon County with a population of about 2,779.

At a glance, the area shows median age of 56.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 430, 903; U.S. House district TX-17; the WACO - TEMPLE - BRYAN media market.

Oakwood, TX fits a retirement-oriented profile (high share of residents 65+ (35.0%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 75855 is about $42,100 — about 44% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.0%; unemployment rate near 1.4%; 16.2% of adults with a bachelor’s degree or higher (about 17.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Construction, and Retail trade; about 19.1% of workers reporting work-from-home (about 3.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $164,300 — about 53% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $667 (about 43% below the U.S. median rent ($1,163)), and owner-occupancy near 80.6% (about 15.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 75855 in Oakwood, TX, a household would need roughly $45,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,055. That is roughly in line with the local median household income ($42,100). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Oakwood town, TX as Relatively Low (composite score 58.3), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (74.7) and wildfire (57.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Oakwood town, TX show little to no average snow and around 43.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 131 for ZIP 75855 (Oakwood town, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.