ZIP Code 74727 — Boswell town, OK Demographics & Data

ZIP code 74727 covers Boswell, OK in Choctaw County with a population of about 2,040.

At a glance, the area shows median age of 40.4 versus a U.S. median of about 38.9.

It sits in telephone area code 580; U.S. House district OK-2; the SHERMAN - ADA media market.

Median household income in ZIP 74727 is about $44,432 — about 41% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 25.4%; unemployment rate near 2.8%; 19.2% of adults with a bachelor’s degree or higher (about 14.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Agriculture; about 2.1% of workers reporting work-from-home (about 13.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $97,200 — about 72% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $438 (about 62% below the U.S. median rent ($1,163)), and owner-occupancy near 64.4% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 74727 in Boswell, OK, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $624. That sits below the local median household income ($44,432), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Boswell town, OK as Relatively Low (composite score 49.9), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (65.1) and hurricane (43.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Boswell town, OK show little to no average snow and around 47.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 82 for ZIP 74727 (Boswell town, OK) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.