ZIP Code 75488 — undefined, TX Demographics & Data

ZIP code 75488 covers TX in Fannin County with a population of about 1,080.

At a glance, the area shows median age of 31.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 430, 903; U.S. House district TX-4; the DALLAS - FT. WORTH media market.

Median household income in ZIP 75488 is about $59,231 — about 21% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 27.4%; unemployment rate near 4.5%; 17.0% of adults with a bachelor’s degree or higher (about 16.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Public administration, and Agriculture; about 17.5% of workers reporting work-from-home (about 2.3 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $261,400 — about 25% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 97.0% (about 31.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 75488 in TX, a household would need roughly $72,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,679. That is about 22% above the local median household income ($59,231), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for TX as Relatively Low (composite score 68.1), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (70.1) and hurricane (48.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for TX show little to no average snow and around 45.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 51 for ZIP 75488 (TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.