ZIP Code 74761 — Swink CDP, OK Demographics & Data

ZIP code 74761 covers Swink, OK in Choctaw County with a population of about 37.

At a glance, the area shows median age of 23.7 versus a U.S. median of about 38.9.

It sits in telephone area code 580; U.S. House district OK-2; the SHERMAN - ADA media market.

Median household income in ZIP 74761 is about $51,500 — about 31% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.7%; unemployment rate near 25.0%.

Labor and commute patterns include leading industry context around Food services, Construction, and Manufacturing; a mean commute of about 15.0 minutes (U.S. average near 26.8).

Median home value is about $107,500 — about 69% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 78.6% (about 13.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 74761 in Swink, OK, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $691. That sits below the local median household income ($51,500), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Swink CDP, OK as Relatively Low (composite score 49.9), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (65.1) and hurricane (43.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Swink CDP, OK show little to no average snow.

IRS migration statistics show a net inflow of about 1 for ZIP 74761 (Swink CDP, OK) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.