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Richfield CDP, NE

ZIP 68059 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 68059

Median Home Value
$351,900
Median Rent
$1,040
Affordability Snapshot
$97,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,261/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

28.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 68059 in Richfield CDP, NE, a household would need roughly $97,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,261. That is roughly in line with the local median household income ($97,210). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
86.1%+32% vs US avg
x
Vacancy Rate
3.5%-66% vs US avg
x
Broadband Access
88.9%+2% vs US avg
x
4+ Bedrooms
7.8%-47% vs US avg
x
Built Pre-1939
1.2%-90% vs US avg
x
Built Post-2014
3.1%-56% vs US avg
x
Rent Burden >30%
13.6%-73% vs US avg
x
Mortgage-Free
37.8%-1% vs US avg
x
$351,900
Home Value
$1,040
Rent
1980
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached93.4%
  • 1-unit attached1.7%
  • 2-9 units2.8%
  • 10+ units1.8%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$351,900
Median rent$1,040
Owner-occupied86.1%
Vacant3.5%
Price-to-income3.6x
Est. income to buy$97,000