Median home value is about $351,900 — about even with the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,040 (about 11% below the U.S. median rent ($1,163)), and owner-occupancy near 86.1% (about 20.7 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 68059 in Richfield, NE, a household would need roughly $97,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,261. That is roughly in line with the local median household income ($97,210). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.