ZIP Code 65610 — Billings city, MO Demographics & Data

ZIP code 65610 covers Billings, MO in Christian County with a population of about 5,475.

At a glance, the area shows median age of 43.9 versus a U.S. median of about 38.9.

It sits in telephone area code 417; U.S. House district MO-7; the SPRINGFIELD, MO media market.

Median household income in ZIP 65610 is about $70,707 — about 6% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.4%; unemployment rate near 2.9%; 23.6% of adults with a bachelor’s degree or higher (about 10.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Construction, and Healthcare; about 7.1% of workers reporting work-from-home (about 8.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $250,700 — about 28% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $550 (about 53% below the U.S. median rent ($1,163)), and owner-occupancy near 89.9% (about 24.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 65610 in Billings, MO, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,610. That is roughly in line with the local median household income ($70,707). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Billings city, MO as Relatively Low (composite score 66.5), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (70.4) and flood (70.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Billings city, MO show little to no average snow and around 45.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 248 for ZIP 65610 (Billings city, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.