ZIP Code 59106 — Billings city, MT Demographics & Data

ZIP code 59106 covers Billings, MT in Yellowstone County with a population of about 20,232.

At a glance, the area shows median age of 40.8 versus a U.S. median of about 38.9.

It sits in telephone area code 406; U.S. House district MT-2; the BILLINGS media market.

Billings, MT matches a tourism / travel destination profile (tourism/destination place names). Search demand here often clusters around weather, landmarks, short stays, and local services — the live 7-day forecast on this page is especially useful for trip planning.

Median household income in ZIP 59106 is about $122,374 — about 63% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.3%; unemployment rate near 1.9%; 51.7% of adults with a bachelor’s degree or higher (about 18.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Education; about 11.5% of workers reporting work-from-home (about 3.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $483,100 — about 39% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,279 (about 10% above the U.S. median rent ($1,163)), and owner-occupancy near 79.6% (about 14.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59106 in Billings, MT, a household would need roughly $133,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,103. That is roughly in line with the local median household income ($122,374). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Billings city, MT as Relatively Moderate (composite score 83.6), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (93.4) and flood (84.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Billings city, MT show little to no average snow and around 14.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,070 for ZIP 59106 (Billings city, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.