ZIP Code 59837 — Maxville CDP, MT Demographics & Data

ZIP code 59837 covers Maxville, MT in Granite County with a population of about 478.

At a glance, the area shows median age of 39.8 (near the U.S. median).

It sits in telephone area code 406; U.S. House district MT-1; the MISSOULA media market.

Median household income in ZIP 59837 is about $49,375 — about 34% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.4%; unemployment rate near 0.0%; 14.6% of adults with a bachelor’s degree or higher (about 19.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Professional services, and Agriculture; about 11.1% of workers reporting work-from-home (about 4.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $342,400 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $475 (about 59% below the U.S. median rent ($1,163)), and owner-occupancy near 79.1% (about 13.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59837 in Maxville, MT, a household would need roughly $94,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,199. That is about 90% above the local median household income ($49,375), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Maxville CDP, MT as Very Low (composite score 9.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (88.6) and flood (11.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Maxville CDP, MT show little to no average snow and around 12.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 25 for ZIP 59837 (Maxville CDP, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.