ZIP Code 59843 — Helmville CDP, MT Demographics & Data

ZIP code 59843 covers Helmville, MT in Powell County with a population of about 271.

At a glance, the area shows median age of 30.7 versus a U.S. median of about 38.9.

It sits in telephone area code 406; U.S. House district MT-1; the BUTTE - BOZEMAN media market.

Median household income in ZIP 59843 is about $79,342 — about 6% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.6%; unemployment rate near 0.0%; 44.2% of adults with a bachelor’s degree or higher (about 10.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Professional services, and Construction; about 11.7% of workers reporting work-from-home (about 3.5 points below the U.S. share (15.2%)); a mean commute of about 136.0 minutes (U.S. average near 26.8).

Median home value is about $298,200 — about 14% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 52.9% (about 12.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59843 in Helmville, MT, a household would need roughly $82,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,916. That is roughly in line with the local median household income ($79,342). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Helmville CDP, MT as Very Low (composite score 10.0), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (86.4) and flood (15.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Helmville CDP, MT show little to no average snow and around 11.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 14 for ZIP 59843 (Helmville CDP, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.