ZIP Code 59201 — Wolf Point city, MT Demographics & Data

ZIP code 59201 covers Wolf Point, MT in Roosevelt County with a population of about 5,345.

At a glance, the area shows median age of 32.9 versus a U.S. median of about 38.9.

It sits in telephone area code 406; U.S. House district MT-2; the MINOT - BISMARCK - DICKINSON media market.

Median household income in ZIP 59201 is about $47,361 — about 37% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 30.5%; unemployment rate near 10.7%; 14.7% of adults with a bachelor’s degree or higher (about 19.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Education, and Public administration; about 3.7% of workers reporting work-from-home (about 11.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $131,800 — about 62% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $570 (about 51% below the U.S. median rent ($1,163)), and owner-occupancy near 66.8% (about 1.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59201 in Wolf Point, MT, a household would need roughly $36,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $847. That sits below the local median household income ($47,361), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Wolf Point city, MT as Relatively Low (composite score 54.5), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (72.8) and flood (26.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Wolf Point city, MT show little to no average snow and around 14.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 283 for ZIP 59201 (Wolf Point city, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.