ZIP Code 59223 — Fort Peck town, MT Demographics & Data

ZIP code 59223 covers Fort Peck, MT in McCone County with a population of about 25.

At a glance, the area shows median age of 70.9 versus a U.S. median of about 38.9.

It sits in telephone area code 406; U.S. House district MT-2; the GREAT FALLS media market.

Fort Peck, MT reads as a military / base-oriented community on US5’s intent model (base-related place names in city/county context). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 59223 is about $150,313 — about 100% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.0%; unemployment rate near 0.0%; 8.0% of adults with a bachelor’s degree or higher (about 25.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Construction, and Utilities; about 63.2% of workers reporting work-from-home (about 48.0 points above the U.S. share (15.2%)); a mean commute of about 7.0 minutes (U.S. average near 26.8).

Median home value is about $443,300 — about 27% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 59223 in Fort Peck, MT, a household would need roughly $122,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,848. That sits below the local median household income ($150,313), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Fort Peck town, MT as Very Low (composite score 5.2), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (48.6) and flood (5.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Fort Peck town, MT show little to no average snow and around 13.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1 for ZIP 59223 (Fort Peck town, MT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.