Median home value is about $330,000 — about 5% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,313 (about 13% above the U.S. median rent ($1,163)), and owner-occupancy near 92.3% (about 26.9 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 58735 in Douglas, ND, a household would need roughly $91,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,120. That sits below the local median household income ($126,458), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.