ZIP Code 57702 — Rapid City city, SD Demographics & Data

ZIP code 57702 covers Rapid City, SD in Pennington County with a population of about 35,771.

At a glance, the area shows median age of 47.7 versus a U.S. median of about 38.9.

It sits in telephone area code 605; U.S. House district SD-00; the RAPID CITY media market.

Median household income in ZIP 57702 is about $85,700 — about 14% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.0%; unemployment rate near 2.9%; 48.0% of adults with a bachelor’s degree or higher (about 14.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Retail trade; about 11.0% of workers reporting work-from-home (about 4.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $341,400 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,075 (about 8% below the U.S. median rent ($1,163)), and owner-occupancy near 72.6% (about 7.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 57702 in Rapid City, SD, a household would need roughly $94,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,193. That is roughly in line with the local median household income ($85,700). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Rapid City city, SD as Relatively Low (composite score 78.6), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (97.2) and flood (75.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Rapid City city, SD show little to no average snow and around 21.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,197 for ZIP 57702 (Rapid City city, SD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.