ZIP Code 57701 — Rapid City city, SD Demographics & Data

ZIP code 57701 covers Rapid City, SD in Pennington County with a population of about 45,221.

At a glance, the area shows median age of 37.7 (near the U.S. median).

It sits in telephone area code 605; U.S. House district SD-00; the RAPID CITY media market.

Median household income in ZIP 57701 is about $52,733 — about 30% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 18.8%; unemployment rate near 4.5%; 28.2% of adults with a bachelor’s degree or higher (about 5.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Construction; about 8.5% of workers reporting work-from-home (about 6.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $229,900 — about 34% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $807 (about 31% below the U.S. median rent ($1,163)), and owner-occupancy near 59.4% (about 6.0 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 57701 in Rapid City, SD, a household would need roughly $63,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,477. That is about 19% above the local median household income ($52,733), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Rapid City city, SD as Relatively Low (composite score 78.6), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (97.2) and flood (75.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Rapid City city, SD show little to no average snow and around 18.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,777 for ZIP 57701 (Rapid City city, SD) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.