ZIP Code 49664 — Maple City CDP, MI Demographics & Data

ZIP code 49664 covers Maple City, MI in Leelanau County with a population of about 2,252.

At a glance, the area shows median age of 54.9 versus a U.S. median of about 38.9.

It sits in telephone area code 231; U.S. House district MI-1; the TRAVERSE CITY - CADILLAC media market.

Median household income in ZIP 49664 is about $81,667 — about 9% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.2%; unemployment rate near 4.6%; 47.7% of adults with a bachelor’s degree or higher (about 14.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Professional services, and Retail trade; about 13.4% of workers reporting work-from-home (about 1.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $436,700 — about 25% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $964 (about 17% below the U.S. median rent ($1,163)), and owner-occupancy near 91.5% (about 26.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 49664 in Maple City, MI, a household would need roughly $120,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,805. That is about 47% above the local median household income ($81,667), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Maple City CDP, MI as Relatively Low (composite score 48.3), which is near the middle of the national distribution. The strongest component scores on US5 are flood (42.1) and wildfire (14.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Maple City CDP, MI show little to no average snow and around 35.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 88 for ZIP 49664 (Maple City CDP, MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.