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Maple City CDP, MI

ZIP 49664 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49664

Median Home Value
$436,700
Median Rent
$964
Affordability Snapshot
$120,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,805/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

37.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49664 in Maple City CDP, MI, a household would need roughly $120,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,805. That is about 47% above the local median household income ($81,667), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 33% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
91.5%+40% vs US avg
x
Vacancy Rate
33.4%+224% vs US avg
x
Broadband Access
89.3%+3% vs US avg
x
4+ Bedrooms
13.1%-12% vs US avg
x
Built Pre-1939
2.9%-78% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
11.4%-77% vs US avg
x
Mortgage-Free
55.6%+45% vs US avg
x
$436,700
Home Value
$964
Rent
1987
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached95.3%
  • 1-unit attached1.2%
  • 2-9 units0.6%
  • 10+ units0.0%
  • Mobile home & other2.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$436,700
Median rent$964
Owner-occupied91.5%
Vacant33.4%
Price-to-income5.3x
Est. income to buy$120,000