ZIP Code 49654 — Leland CDP, MI Demographics & Data

ZIP code 49654 covers Leland, MI in Leelanau County with a population of about 737.

At a glance, the area shows median age of 60.4 versus a U.S. median of about 38.9.

It sits in telephone area code 231; U.S. House district MI-1; the TRAVERSE CITY - CADILLAC media market.

Leland, MI aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 49654 is about $119,107 — about 58% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.7%; unemployment rate near 0.0%; 61.4% of adults with a bachelor’s degree or higher (about 27.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Administrative support, and Manufacturing; about 22.6% of workers reporting work-from-home (about 7.4 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $691,400 — about 99% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 84.8% (about 19.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 49654 in Leland, MI, a household would need roughly $190,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,441. That is about 60% above the local median household income ($119,107), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Leland CDP, MI as Relatively Low (composite score 48.3), which is near the middle of the national distribution. The strongest component scores on US5 are flood (42.1) and wildfire (14.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Leland CDP, MI show little to no average snow and around 32.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 29 for ZIP 49654 (Leland CDP, MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.