ZIP Code 48225 — Harper Woods city, MI Demographics & Data

ZIP code 48225 covers Harper Woods, MI in Wayne County with a population of about 16,328.

At a glance, the area shows median age of 35.4 versus a U.S. median of about 38.9.

It sits in telephone area code 313; U.S. House district MI-13; the DETROIT media market.

Median household income in ZIP 48225 is about $59,248 — about 21% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 20.0%; unemployment rate near 6.9%; 23.4% of adults with a bachelor’s degree or higher (about 10.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Retail trade; about 8.6% of workers reporting work-from-home (about 6.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $140,800 — about 60% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,000 (about 14% below the U.S. median rent ($1,163)), and owner-occupancy near 64.2% (about 1.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 48225 in Harper Woods, MI, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $904. That sits below the local median household income ($59,248), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Harper Woods city, MI as Relatively High (composite score 99.0), which is among the highest nationally. The strongest component scores on US5 are flood (99.4) and hurricane (57.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Harper Woods city, MI show little to no average snow and around 35.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 639 for ZIP 48225 (Harper Woods city, MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.