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Harper Woods city, MI

ZIP 48225 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 48225

Median Home Value
$140,800
Median Rent
$1,000
Affordability Snapshot
$39,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$904/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

11.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 48225 in Harper Woods city, MI, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $904. That sits below the local median household income ($59,248), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
64.2%-2% vs US avg
x
Vacancy Rate
5.5%-46% vs US avg
x
Broadband Access
91.3%+5% vs US avg
x
4+ Bedrooms
0.4%-97% vs US avg
x
Built Pre-1939
19.7%+54% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
22.3%-55% vs US avg
x
Mortgage-Free
42.2%+11% vs US avg
x
$140,800
Home Value
$1,000
Rent
1955
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.9%
  • 1-unit attached1.4%
  • 2-9 units6.6%
  • 10+ units4.1%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$140,800
Median rent$1,000
Owner-occupied64.2%
Vacant5.5%
Price-to-income2.4x
Est. income to buy$39,000