ZIP Code 48021 — Eastpointe city, MI Demographics & Data

ZIP code 48021 covers Eastpointe, MI in Macomb County with a population of about 34,003.

At a glance, the area shows median age of 36.4 versus a U.S. median of about 38.9.

It sits in telephone area code 586; U.S. House district MI-10; the DETROIT media market.

Median household income in ZIP 48021 is about $58,196 — about 23% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 18.2%; unemployment rate near 13.3%; 14.8% of adults with a bachelor’s degree or higher (about 18.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Food services; about 9.3% of workers reporting work-from-home (about 5.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $129,100 — about 63% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,027 (about 12% below the U.S. median rent ($1,163)), and owner-occupancy near 68.9% (about 3.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 48021 in Eastpointe, MI, a household would need roughly $36,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $829. That sits below the local median household income ($58,196), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Eastpointe city, MI as Relatively High (composite score 96.7), which is among the highest nationally. The strongest component scores on US5 are flood (97.5) and hurricane (49.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Eastpointe city, MI show little to no average snow and around 35.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,330 for ZIP 48021 (Eastpointe city, MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.