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, KY

ZIP Code 41146 — undefined, KY Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Map, Quick Facts & Location

Quick Facts

Local time
Population
446
Median Income
$43,523
-42% vs US avg
Home Value
N/A
Median Rent
$525
-55% vs US avg
Median Age
57.7 yrs
+48% vs US avg
City
N/A
Area Code
Congress
Top Ancestry
EnglishFrenchAmerican
Scroll to load map
Location
Coordinates
38.2792, -82.8960
Elevation
580 ft
Land Area
3.2 sq mi
Water Area
0.0 sq mi (0% water)

At a glance

Population
446
Density
N/A
Median income
$43,523
-42% vs US avg
Home value
N/A
Median rent
$525
-55% vs US avg
Timezone

Overview of ZIP Code 41146

RetirementRetirement-oriented community
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What to know about ZIP 41146

ZIP code 41146 covers KY in Carter County with a population of about 446.

At a glance, the area shows median age of 57.7 versus a U.S. median of about 38.9.

It sits in telephone area code 606; U.S. House district KY-5; the CHARLESTON - HUNTINGTON media market.

Local search focus: Retirement

KY fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Income and economy in KY

Median household income in ZIP 41146 is about $43,523 — about 42% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.5%; unemployment rate near 0.0%; 6.4% of adults with a bachelor’s degree or higher (about 27.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Other services, Administrative support, and Healthcare; a mean commute of about 154.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 41146

Housing tenure and rents show median gross rent around $525 (about 55% below the U.S. median rent ($1,163)), and owner-occupancy near 78.8% (about 13.4 points above the national owner-occupancy rate (65.4%)).

Climate risk and migration signals

FEMA’s National Risk Index rates natural-hazard risk for KY as Relatively Low (composite score 52.7), which is near the middle of the national distribution. The strongest component scores on US5 are flood (69.4) and wildfire (58.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for KY show little to no average snow and around 46.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 17 for ZIP 41146 (KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.

Nearby (from this ZIP)

Airport HTS (19.3 miles (31.1 km)) · Kentucky Christian University (4.9 miles (7.9 km)) · Hopewell Culture National Historical Park (72.3 miles (116.4 km)) · VA: Huntington VA Medical Center (21.8 miles (35.1 km))

Full lists and map pins are in the Infrastructure section below.