ZIP Code 41121 — Greenup city, KY Demographics & Data

ZIP code 41121 covers Greenup, KY in Greenup County with a population of about 2,170.

At a glance, the area shows median age of 38.1 (near the U.S. median).

It sits in telephone area code 606; U.S. House district KY-4; the CHARLESTON - HUNTINGTON media market.

Median household income in ZIP 41121 is about $48,717 — about 35% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 28.5%; unemployment rate near 3.1%; 5.8% of adults with a bachelor’s degree or higher (about 28.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Other services, Healthcare, and Retail trade; about 8.0% of workers reporting work-from-home (about 7.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $127,800 — about 63% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 95.3% (about 29.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 41121 in Greenup, KY, a household would need roughly $35,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $821. That sits below the local median household income ($48,717), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Greenup city, KY as Relatively Low (composite score 52.6), which is near the middle of the national distribution. The strongest component scores on US5 are flood (68.4) and wildfire (40.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Greenup city, KY show little to no average snow and around 46.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 81 for ZIP 41121 (Greenup city, KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.