Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 41181 covers KY in Carter County with a population of about 80.
At a glance, the area shows median age of 79.1 versus a U.S. median of about 38.9.
It sits in telephone area code 606; U.S. House district KY-5; the CHARLESTON - HUNTINGTON media market.
KY fits a retirement-oriented profile (high share of residents 65+ (53.8%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.
On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%.
Labor and commute patterns include leading industry context around Other services; a mean commute of about 6.0 minutes (U.S. average near 26.8).
Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).
FEMA’s National Risk Index rates natural-hazard risk for KY as Relatively Low (composite score 52.7), which is near the middle of the national distribution. The strongest component scores on US5 are flood (69.4) and wildfire (58.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.
Climate normals for KY show limited published climate normals on US5.
IRS migration statistics show a net inflow of about 3 for ZIP 41181 (KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.