ZIP Code 39705 — Columbus city, MS Demographics & Data

ZIP code 39705 covers Columbus, MS in Lowndes County with a population of about 12,195.

At a glance, the area shows median age of 36.9 versus a U.S. median of about 38.9.

It sits in telephone area code 662; U.S. House district MS-1; the COLUMBUS - TUPELO - WEST POINT media market.

Median household income in ZIP 39705 is about $69,292 — about 8% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.3%; unemployment rate near 3.6%; 42.0% of adults with a bachelor’s degree or higher (about 8.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Food services; about 7.7% of workers reporting work-from-home (about 7.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $225,900 — about 35% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $865 (about 26% below the U.S. median rent ($1,163)), and owner-occupancy near 62.9% (about 2.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 39705 in Columbus, MS, a household would need roughly $62,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,451. That sits below the local median household income ($69,292), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Columbus city, MS as Relatively Low (composite score 80.9), which is elevated versus much of the country. The strongest component scores on US5 are flood (78.1) and hurricane (72.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Columbus city, MS show little to no average snow and around 56.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 416 for ZIP 39705 (Columbus city, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.