ZIP Code 42032 — Columbus city, KY Demographics & Data

ZIP code 42032 covers Columbus, KY in Hickman County with a population of about 164.

At a glance, the area shows median age of 62.1 versus a U.S. median of about 38.9.

It sits in telephone area codes 270, 364; U.S. House district KY-1; the PADUCAH - CAPE GIRAR D - HARSBG media market.

Columbus, KY fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 42032 is about $37,031 — about 51% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.4%; unemployment rate near 0.0%; 20.4% of adults with a bachelor’s degree or higher (about 13.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Transportation; a mean commute of about 51.0 minutes (U.S. average near 26.8).

Median home value is about $71,100 — about 80% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 94.8% (about 29.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 42032 in Columbus, KY, a household would need roughly $20,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $457. That sits below the local median household income ($37,031), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Columbus city, KY as Very Low (composite score 35.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (38.0) and flood (8.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Columbus city, KY show little to no average snow.

IRS migration statistics show a net inflow of about 6 for ZIP 42032 (Columbus city, KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.