ZIP Code 39046 — Canton city, MS Demographics & Data

ZIP code 39046 covers Canton, MS in Madison County with a population of about 29,160.

At a glance, the area shows median age of 37.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 601, 769; U.S. House district MS-2; the JACKSON, MS media market.

Median household income in ZIP 39046 is about $48,288 — about 36% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 22.5%; unemployment rate near 7.1%; 28.9% of adults with a bachelor’s degree or higher (about 4.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Retail trade; about 6.1% of workers reporting work-from-home (about 9.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $210,900 — about 39% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $626 (about 46% below the U.S. median rent ($1,163)), and owner-occupancy near 58.6% (about 6.8 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 39046 in Canton, MS, a household would need roughly $58,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,355. That is about 20% above the local median household income ($48,288), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Canton city, MS as Relatively Moderate (composite score 82.1), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (77.7) and flood (76.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Canton city, MS show little to no average snow and around 57.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 995 for ZIP 39046 (Canton city, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.