ZIP Code 38028 — Arlington town, TN Demographics & Data

ZIP code 38028 covers Arlington, TN in Fayette County with a population of about 7,699.

At a glance, the area shows median age of 43.7 versus a U.S. median of about 38.9.

It sits in telephone area code 901; U.S. House district TN-8; the MEMPHIS media market.

Arlington, TN ranks among higher-income / higher-home-value communities on US5 (very high median household income (~$150,847)). Searchers often dig into housing affordability stretch, private schools, and neighborhood comparisons rather than entry-level rentals.

Median household income in ZIP 38028 is about $150,847 — about 101% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.3%; unemployment rate near 3.1%; 41.9% of adults with a bachelor’s degree or higher (about 8.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Healthcare, and Retail trade; about 9.4% of workers reporting work-from-home (about 5.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $461,700 — about 33% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,008 (about 13% below the U.S. median rent ($1,163)), and owner-occupancy near 94.0% (about 28.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 38028 in Arlington, TN, a household would need roughly $127,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,966. That sits below the local median household income ($150,847), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Arlington town, TN as Relatively Low (composite score 76.0), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (61.4) and flood (51.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Arlington town, TN show little to no average snow and around 57.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 273 for ZIP 38028 (Arlington town, TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.