ZIP Code 38076 — Williston city, TN Demographics & Data

ZIP code 38076 covers Williston, TN in Fayette County with a population of about 874.

At a glance, the area shows median age of 45.8 versus a U.S. median of about 38.9.

It sits in telephone area code 901; U.S. House district TN-8; the MEMPHIS media market.

Median household income in ZIP 38076 is about $80,625 — about 7% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.6%; unemployment rate near 7.4%; 25.2% of adults with a bachelor’s degree or higher (about 8.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Transportation, and Healthcare; about 8.7% of workers reporting work-from-home (about 6.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $249,400 — about 28% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $711 (about 39% below the U.S. median rent ($1,163)), and owner-occupancy near 87.0% (about 21.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 38076 in Williston, TN, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,602. That sits below the local median household income ($80,625), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Williston city, TN as Relatively Low (composite score 76.0), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (61.4) and flood (51.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Williston city, TN show little to no average snow and around 54.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 31 for ZIP 38076 (Williston city, TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.