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Arlington town, TN

ZIP 38028 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38028

Median Home Value
$461,700
Median Rent
$1,008
Affordability Snapshot
$127,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,966/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

38.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 38028 in Arlington town, TN, a household would need roughly $127,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,966. That sits below the local median household income ($150,847), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
94.0%+44% vs US avg
x
Vacancy Rate
2.9%-72% vs US avg
x
Broadband Access
94.3%+8% vs US avg
x
4+ Bedrooms
20.9%+41% vs US avg
x
Built Pre-1939
1.2%-91% vs US avg
x
Built Post-2014
0.9%-88% vs US avg
x
Rent Burden >30%
8.0%-84% vs US avg
x
Mortgage-Free
39.8%+4% vs US avg
x
$461,700
Home Value
$1,008
Rent
1997
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached95.9%
  • 1-unit attached1.8%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other2.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$461,700
Median rent$1,008
Owner-occupied94.0%
Vacant2.9%
Price-to-income3.1x
Est. income to buy$127,000